ND-Twenty

What is Car Insurance?  Car insurance is a protection service provided by the insurance company against the car you own. Car insurance provides protection for private cars or for business use from various risks such as accidents, natural disasters, fires, damage, to riots.  Why Should You Have Car Insurance?  WHO noted that traffic accidents are the third biggest killer in Indonesia, after coronary heart disease and tuberculosis. According to data from the Indonesian national police, there were 100,028 accidents in 2020. Human negligence is a major factor in the occurrence of accidents. It is also understood that this factor comes not only from us but also from others. On the streets, the negligence of others can be bad for us. Even if a person has ridden in an orderly manner, he or she may become a victim because of reckless riders. The risk of injury or death can be reduced by improving safety, but the risk of damaged vehicles is often inevitable, both lightly and sever...

In everyday life, the actions we take have risks that can occur anytime and anywhere. As humans, we can be sure that we want to avoid these risks or minimize the risks that will occur. When risk occurs, it often has a considerable effect on financial stability, especially in the business world, something that happens or a decision is made will be risky and affect the company's financial performance. For example, in the event of a natural disaster such as an earthquake. Where no one can predict when and where earthquakes can occur. However, the impact of the earthquake was felt by all parties, including the business world which has building assets such as offices. This can make buildings that function as offices damaged and affect your business processes. If the damage that occurs is minor damage, it will not make the company's finances have a significant impact. It's different if you prepare an umbrella before it rains by having insurance that is protection. The context of ...

Provide protection against sudden and unexpected damage due to various kinds of risks that are the cause such as fires, lightning strikes, explosions, being hit by aircraft, smoke, typhoon winds, storms, floods, landslides, earthquakes, strikes, riots, riots, evil deeds of others and other risks. Indemnity for damages: Providing compensation for loss, destruction and damage to property (Material Damage) Indemnification for loss: Providing compensation for loss of profit in connection with the cessation of the company's operational process (Business Interuption) due to damage to property Benefits of expansion: Provide compensation for costs incurred with additional premiums, to: debris cleaning costs Personal Accident Insurance Provide protection against the risk of death, permanent disability, treatment and or treatment costs directly caused by an accident Fire Insurance Provide protection against damage to buildings or property caused by fire, lightning strikes, explosions, aircra...

Although you have been careful and ensure that you are safe when driving, accidents can still occur due to the negligence of other motorists or due to natural conditions. For this reason, every four-wheeled vehicle owner is important to have protection in the form of car insurance. As is known, car insurance provides protection for vehicles from various risks such as accidents, natural disasters, fires, damage, riots, to loss in accordance with the selected insurance policy. The following are things that are important to know before deciding to buy a car insurance product. Types of Car Insurance The car insurance products that are generally circulating in the community consist of two types, namely All Risk car insurance or called comprehensive and Total Loss Only (TLO) insurance. The difference between All Risk and TLO car insurance lies in the coverage benefits. All Risk car insurance provides coverage for all types of car damage, while TLO insurance covers the cost of total damage on...

A  renters insurance policy  is a group of coverages designed to help protect renters living in a house or apartment. A typical renters insurance policy includes three types of coverage that help protect you, your belongings and your living arrangements after a covered loss. Read on to learn how each type of coverage works.   What does renters insurance cover? Renters insurance (sometimes referred to as "tenant insurance") helps cover unexpected events — otherwise known as covered perils. You may not always be able to prevent certain situations, such as theft, a break-in or a visitor's injury, and that's where renters insurance comes in. This table breaks down the different types of coverages in a renters insurance policy and what they usually cover. Coverage type Personal property What's typically not covered Personal property The cost to repair or replace your belongings, such as clothing, furniture and electronics, up to the limits in your policy Personal prope...